Home Improvement Grants in Arlington.

Find grants, rebates, forgivable loans, and free programs for Arlington, MA, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Arlington, MA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 16 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,000 in weatherization services

Massachusetts Weatherization Assistance Program (WAP)

State-funded weatherization program providing free energy efficiency upgrades to income-qualified households. Services i...

Weatherization
Up to $10,000 rebate for whole-home heating/cooling

Mass Save Heat Pump Rebate

Utility-sponsored rebate program for air-source heat pumps that provide electric heating and cooling. Incentive amounts ...

Weatherization
75-100% cost coverage for insulation

Mass Save Insulation Rebate

Mass Save covers 75-100% of insulation and air sealing costs for qualifying homes. After a free Home Energy Assessment, ...

Weatherization
20-year property tax exemption on solar value

Massachusetts Solar Property Tax Exemption

Massachusetts state law exempts the added property value from residential solar systems from local property taxes for 20...

Solar/Renewable
$/kWh performance payment for 10 years

SMART Solar Incentive Program

SMART provides a monthly payment based on solar energy production for 10 years. Residential systems receive a fixed $/kW...

Solar/Renewable
Up to $15,000 per unit

Massachusetts Lead Paint Removal Program

Provides financial assistance to remove lead paint hazards from homes built before 1978 with children under age 6. Grant...

Home Repair
Up to $25,000

MassHousing Septic Repair Loan

Low-interest loan program for homeowners who need to repair or replace failed septic systems. Offers flexible repayment ...

Home Repair
Up to $50,000 loan

MassHousing Home Improvement Loan

Flexible home improvement loan for repairs, renovations, and accessibility modifications. Features low interest rates an...

Home Repair
Up to $35,000 deferred loan

Arlington CDBG Owner-Occupied Rehabilitation

CDBG-funded rehabilitation assistance for low- and moderate-income Arlington homeowners. Deferred payment loan forgiven ...

Home Repair
Up to $15,000 grant

Arlington ADA Accessibility Grant

Grant program for accessibility modifications in Arlington homes occupied by seniors or persons with disabilities. Cover...

Seniors & Disability
Up to $5,000 grant

Arlington Senior Home Repair Program

Provides small home repair grants to Arlington seniors age 65+ for health, safety, and code compliance issues. Funded th...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program offering grants (seniors 62+) and low-interest loans to very low-income homeowners to repair, improve, or m...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities, including blindness or loss of use of both hands, to mak...

Veterans
Up to $2,100 refundable tax credit

Massachusetts Senior Circuit Breaker Tax Credit

Refundable state tax credit for seniors 65+ who paid Massachusetts property taxes or rent. Credit amount based on actual...

Property Tax Relief
Up to $2,000 property tax credit

Arlington Senior Tax Work-Off Program

Arlington residents age 60+ can volunteer up to 125 hours per year for town departments in exchange for a property tax c...

Property Tax Relief
Up to $1,100 rebate

Mass Save Electric Water Heater Rebate

Rebate for qualifying electric heat pump water heaters and tankless electric water heaters. Enhanced rebates available f...

Energy
Up to $250 per appliance

Mass Save Appliance Rebates

Rebates for ENERGY STAR certified appliances including refrigerators, washers, dryers, and dehumidifiers. Instant rebate...

Energy
Up to $75,000 loan at 0% APR

Mass Solar Loan

Zero-interest loan program for residential solar PV and battery storage systems. No income requirement, up to 7-year ter...

Solar/Renewable
Automatic savings on electric bills

Arlington Community Electricity Program

Municipal aggregation program providing electricity at competitive rates with higher renewable energy content than defau...

Energy
Up to $1,800 heating assistance

Low Income Heating & Energy Assistance (LIHEAP)

Federally-funded heating assistance for low-income Massachusetts residents. Benefits vary by household size, income, and...

Energy
Up to $15,000 low-interest loan

Arlington Water/Sewer Lateral Loan Program

Low-interest loan program for Arlington homeowners to repair or replace private water and sewer laterals. Loan is repaid...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Arlington

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Frequently asked questions

What home improvement grants are available in Arlington, MA?

26 programs are currently listed for Arlington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Arlington have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Arlington, 15 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Arlington?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.