Home Improvement Grants in Artesia.

Find grants, rebates, forgivable loans, and free programs for Artesia, NM, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Artesia, NM, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates8Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 per household

New Mexico Weatherization Assistance Program (WAP)

Federally-funded program providing free weatherization improvements to income-qualified households in Eddy County. Servi...

Weatherization
Up to $30,000 forgivable loan

Artesia Owner-Occupied Housing Rehabilitation Program

CDBG-funded program providing major home repairs for low-income owner-occupied households in Artesia city limits. Loan i...

Home Repair
Up to $10,000 grant

Artesia Emergency Home Repair Grant

Grant program for emergency repairs addressing immediate health and safety threats for very low-income homeowners in Art...

Emergency
Free lead hazard removal

New Mexico Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6. Servi...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing loans up to $40,000 and grants up to $10,000 for very low-income rural homeowners to repair, i...

Home Repair
Up to $7,500 down payment assistance

New Mexico MFA FirstHome Program

Down payment assistance program for first-time homebuyers in New Mexico. Provides up to $7,500 in forgivable down paymen...

Homebuyer
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase an adapted home. Covers modification...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home where the veteran resides...

Veterans
Up to $350 rebate

Xcel Energy Air Conditioning Rebate

Rebate for Xcel Energy electric customers who purchase and install a qualifying high-efficiency central air conditioner ...

Energy
Up to $1,200 rebate

Xcel Energy Heat Pump Rebate

Rebate for Xcel Energy customers who install qualifying electric heat pumps for both heating and cooling. Higher rebates...

Energy
Up to $800 rebate

Xcel Energy Home Insulation Rebate

Rebate for Xcel Energy customers who add insulation to attics, walls, or crawl spaces. Requires a pre-installation energ...

Weatherization
Up to $100 rebate

Xcel Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat that can be controlled remotely and optimizes heating...

Energy
Up to $600 rebate

Xcel Energy Evaporative Cooler Rebate

Rebate for purchasing and installing a new evaporative cooler (swamp cooler) to replace electric air conditioning. Parti...

Energy
10% of system cost, up to $6,000

New Mexico Solar Market Development Tax Credit

State tax credit equal to 10% of the purchase and installation costs of a solar photovoltaic system, up to $6,000. Can b...

Solar/Renewable
30% of system cost

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing a residential solar energy system. Covers solar panels, installatio...

Solar/Renewable
Up to $500 rebate

Artesia Water Conservation Rebate Program

Rebate program for Artesia water customers who install water-efficient fixtures and landscaping. Covers low-flow toilets...

Energy
Up to $5,000 grant or low-interest loan

Artesia Sewer Lateral Repair Assistance Program

Financial assistance for low-income homeowners to repair or replace damaged sewer lateral lines connecting their home to...

Home Repair
Up to $500 annual rebate

New Mexico Property Tax Rebate for Seniors

Annual property tax rebate for New Mexico homeowners age 65 and older with income below $30,000. Provides relief from pr...

Property Tax Relief
Up to $750 annual rebate

New Mexico Homeowner Property Tax Rebate

Annual property tax rebate for New Mexico homeowners of any age with modified gross income below $32,000 (single) or $40...

Property Tax Relief
Up to $50,000 for rehabilitation

New Mexico HOME Investment Partnerships Program

Federally-funded HOME program providing grants and low-interest loans for major home rehabilitation for low-income homeo...

Home Repair
Up to $20,000 grant

Artesia ADA Home Accessibility Modification Program

CDBG-funded grant for low-income homeowners who need to make accessibility modifications for a household member with a d...

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Artesia

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Artesia, NM?

25 programs are currently listed for Artesia, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Artesia have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Artesia, 12 programs do not require repayment, 2 are forgivable loans, and 8 are rebates.

How do I apply for home repair grants in Artesia?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.