Find grants, rebates, forgivable loans, and free programs for Arvada, CO, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Arvada, CO, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 18 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 8 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded program providing forgivable loans for major home repairs to income-qualified Arvada homeowners. Loan forgiv...
Provides emergency repair grants for critical health and safety issues in owner-occupied homes of very low-income Arvada...
Provides forgivable loans for home modifications to improve accessibility for residents with disabilities. Includes ramp...
Federally funded weatherization program administered by Jefferson County providing free energy efficiency improvements t...
State-administered federal weatherization program providing comprehensive energy efficiency upgrades at no cost to incom...
Xcel Energy rebates for qualifying home efficiency improvements including insulation, air sealing, and duct sealing. Req...
Rebates for qualifying electric air-source and ground-source heat pumps that meet efficiency requirements. Enhanced reba...
Rebates for energy-efficient central air conditioning systems meeting ENERGY STAR requirements. Rebate amount varies by ...
Rebates for high-efficiency natural gas furnaces with AFUE ratings of 95% or higher. Enhanced rebates available for ENER...
Rebates for energy-efficient water heaters including natural gas, electric heat pump, and tankless models. Rebate amount...
Upfront incentive payment for installing solar photovoltaic systems. Payment based on system size and performance. Must ...
Rebates for residential Level 2 electric vehicle charging equipment and installation. Includes rebate for charger hardwa...
Low-interest subordinate loan for home rehabilitation paired with CHFA first mortgage refinance. Available to moderate-i...
HUD-funded program providing free lead hazard assessment and remediation for Colorado homes built before 1978 with child...
Low-interest loans to very low-income rural homeowners for home repairs and improvements. Available in eligible rural ar...
Grants for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Can b...
Grants for eligible veterans with certain service-connected disabilities to adapt or purchase a home to accommodate thei...
Grants for eligible veterans with certain service-connected disabilities to adapt a home. Available for veterans who are...
Grants for veterans with disability to make home improvements necessary for continuation of treatment or for disability ...
Colorado residents age 65 or older who have owned and occupied their home for 10 consecutive years can receive 50% exemp...
Cost-share grants for wildfire mitigation work in high-risk areas. Funding administered through local fire districts and...
Provides minor home repairs and modifications for low-income seniors age 60 and older to help them age in place safely. ...
Federally funded heating assistance for low-income Colorado households. Benefit paid directly to energy provider. Priori...
Payment plan options for homeowners needing to replace or repair water and sewer service lines on private property. City...
Federal assistance for homeowners and renters affected by federally declared disasters. Provides grants for home repairs...
State rebates for qualifying heat pump water heaters through Colorado Energy Office programs. May be combined with Xcel ...
State rebates for qualifying induction cooktops and ranges as part of Colorado's effort to promote electric appliances a...
Subordinate financing for accessibility modifications when paired with a CHFA first mortgage. For homeowners with disabi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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32 programs are currently listed for Arvada, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Arvada, 19 programs do not require repayment, 2 are forgivable loans, and 8 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.