Home Improvement Grants in Arvada.

Find grants, rebates, forgivable loans, and free programs for Arvada, CO, filtered to your situation.

As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Arvada, CO, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 18 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates8Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 32 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

City of Arvada Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified Arvada homeowners. Loan forgiv...

Home Repair
Up to $10,000 grant

Arvada Emergency Home Repair Grant

Provides emergency repair grants for critical health and safety issues in owner-occupied homes of very low-income Arvada...

Emergency
Up to $25,000 forgivable loan

Arvada Home Accessibility Modification Program

Provides forgivable loans for home modifications to improve accessibility for residents with disabilities. Includes ramp...

Seniors & Disability
Up to $8,000 in weatherization services

Jefferson County Weatherization Assistance Program

Federally funded weatherization program administered by Jefferson County providing free energy efficiency improvements t...

Weatherization
Up to $9,000 in weatherization

Colorado Weatherization Assistance Program

State-administered federal weatherization program providing comprehensive energy efficiency upgrades at no cost to incom...

Weatherization
Up to $4,500 in rebates

Xcel Energy Home Efficiency Rebate

Xcel Energy rebates for qualifying home efficiency improvements including insulation, air sealing, and duct sealing. Req...

Weatherization
Up to $2,500 rebate

Xcel Energy Electric Heat Pump Rebate

Rebates for qualifying electric air-source and ground-source heat pumps that meet efficiency requirements. Enhanced reba...

Energy
Up to $800 rebate

Xcel Energy Central Air Conditioning Rebate

Rebates for energy-efficient central air conditioning systems meeting ENERGY STAR requirements. Rebate amount varies by ...

Energy
Up to $900 rebate

Xcel Energy Natural Gas Furnace Rebate

Rebates for high-efficiency natural gas furnaces with AFUE ratings of 95% or higher. Enhanced rebates available for ENER...

Energy
Up to $900 rebate

Xcel Energy Water Heater Rebate

Rebates for energy-efficient water heaters including natural gas, electric heat pump, and tankless models. Rebate amount...

Energy
Incentive varies by system size

Xcel Energy Solar Rewards Program

Upfront incentive payment for installing solar photovoltaic systems. Payment based on system size and performance. Must ...

Solar/Renewable
Up to $1,300 rebate

Xcel Energy EV Charger Rebate

Rebates for residential Level 2 electric vehicle charging equipment and installation. Includes rebate for charger hardwa...

Energy
Up to $50,000 subordinate loan

CHFA Single-Family Rehabilitation Loan

Low-interest subordinate loan for home rehabilitation paired with CHFA first mortgage refinance. Available to moderate-i...

Home Repair
Free lead hazard remediation

Colorado Lead-Based Paint Hazard Control Program

HUD-funded program providing free lead hazard assessment and remediation for Colorado homes built before 1978 with child...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans to very low-income rural homeowners for home repairs and improvements. Available in eligible rural ar...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Can b...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for eligible veterans with certain service-connected disabilities to adapt or purchase a home to accommodate thei...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for eligible veterans with certain service-connected disabilities to adapt a home. Available for veterans who are...

Veterans
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA Home Improvements and Structural Alterations (HISA)

Grants for veterans with disability to make home improvements necessary for continuation of treatment or for disability ...

Veterans
50% property tax exemption

Colorado Senior Property Tax Exemption

Colorado residents age 65 or older who have owned and occupied their home for 10 consecutive years can receive 50% exemp...

Property Tax Relief
Varies by project

Colorado Wildfire Mitigation Program

Cost-share grants for wildfire mitigation work in high-risk areas. Funding administered through local fire districts and...

Disaster
Up to $2,000 per year

Jefferson County Senior Home Repair Program

Provides minor home repairs and modifications for low-income seniors age 60 and older to help them age in place safely. ...

Seniors & Disability
Up to $1,800 per season

Low-Income Energy Assistance Program (LEAP)

Federally funded heating assistance for low-income Colorado households. Benefit paid directly to energy provider. Priori...

Energy
Varies by project scope

Arvada Water Sewer Line Replacement Assistance

Payment plan options for homeowners needing to replace or repair water and sewer service lines on private property. City...

Home Repair
Up to $42,500 (2024 max)

FEMA Individuals and Households Program

Federal assistance for homeowners and renters affected by federally declared disasters. Provides grants for home repairs...

Disaster
Up to $1,200 rebate

Colorado Heat Pump Water Heater Rebate

State rebates for qualifying heat pump water heaters through Colorado Energy Office programs. May be combined with Xcel ...

Energy
Up to $840 rebate

Colorado Induction Cooktop Rebate

State rebates for qualifying induction cooktops and ranges as part of Colorado's effort to promote electric appliances a...

Energy
Up to $15,000 subordinate loan

CHFA HomeAccess Program

Subordinate financing for accessibility modifications when paired with a CHFA first mortgage. For homeowners with disabi...

Seniors & Disability

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Arvada

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Frequently asked questions

What home improvement grants are available in Arvada, CO?

32 programs are currently listed for Arvada, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Arvada have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Arvada, 19 programs do not require repayment, 2 are forgivable loans, and 8 are rebates.

How do I apply for home repair grants in Arvada?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.