Home Improvement Grants in Ashland.

Find grants, rebates, forgivable loans, and free programs for Ashland, OR, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ashland, OR, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,000 in weatherization

Oregon Low-Income Weatherization Assistance Program (WAP)

Federally-funded weatherization program providing free energy efficiency upgrades to income-qualified homeowners and ren...

Weatherization
Forgivable loan up to $35,000

Ashland CDBG Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low-income owner-occupied households in Ashland...

Home Repair
Up to $10,000 grant

Ashland Emergency Home Repair Grant

Emergency grant program for very low-income homeowners facing immediate health and safety hazards. Covers repairs that p...

Emergency
Up to $15,000 grant

Ashland Home Accessibility Modification Program

Provides accessibility modifications for low-income homeowners with disabilities or seniors age 62+ in Ashland. Covers r...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans (1% APR, 20-year term) and grants for very low-income homeowners in eligible r...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet disability-related needs. A...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside, or th...

Veterans
Up to $25,000 forgivable loan

Jackson County HOME Investment Partnerships

Federal HOME funds administered by Jackson County for owner-occupied rehabilitation of homes in unincorporated areas and...

Home Repair
Up to $3,500 rebate

Energy Trust of Oregon Heat Pump Rebate

Rebates for Pacific Power customers in Ashland installing high-efficiency ductless or ducted heat pumps. Rebates vary by...

Weatherization
Up to $1,200 rebate

Energy Trust of Oregon Insulation Rebate

Cash rebates for Pacific Power customers adding insulation to attics, walls, floors, or crawlspaces. Rebate amount based...

Weatherization
Up to $1,000 rebate

Energy Trust of Oregon Window Rebate

Rebates for Pacific Power customers installing ENERGY STAR certified windows in electrically-heated homes. Rebate of $50...

Weatherization
Up to $1,000 rebate

Energy Trust of Oregon Heat Pump Water Heater Rebate

Rebates for Pacific Power customers installing qualifying heat pump water heaters, which use up to 60% less energy than ...

Weatherization
$75 instant rebate

Energy Trust of Oregon Smart Thermostat Rebate

Instant rebate of $75 for Pacific Power customers purchasing qualifying smart thermostats through participating retailer...

Weatherization
Up to $5,000 incentive

Energy Trust of Oregon Solar Incentive

Cash incentive for Pacific Power customers installing solar electric systems on their home. Incentive calculated per wat...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system on your home. Credit can be claimed on f...

Solar/Renewable
Up to $6,000 credit

Oregon Residential Energy Tax Credit

Oregon's Residential Energy Tax Credit program was discontinued in 2018. Homeowners should focus on federal tax credits ...

Solar/Renewable
Up to $8,000 grant

Ashland Sewer Lateral Repair Grant

Grant program to help low-income Ashland homeowners repair or replace failing private sewer lateral lines between the ho...

Home Repair
Free lead hazard reduction

Oregon Childhood Lead Poisoning Prevention Program

State program providing free lead hazard assessment and remediation for homes where a child has tested positive for elev...

Home Repair
Up to $5,000 grant

Jackson County Senior Home Repair Program

Grants for low-income seniors age 60+ in Jackson County for emergency home repairs and accessibility modifications. Help...

Seniors & Disability
Defers property tax payments

Oregon Property Tax Deferral for Seniors and Disabled

State program allowing seniors 62+ or disabled homeowners with household income below $52,500 to defer property tax paym...

Property Tax Relief
Refundable credit up to $1,200

Oregon Working Family Household and Dependent Care Credit

Refundable state tax credit for working families with qualifying child and dependent care expenses. Helps offset costs o...

Tax Help

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Ashland

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Frequently asked questions

What home improvement grants are available in Ashland, OR?

24 programs are currently listed for Ashland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Ashland have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ashland, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Ashland?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.