Home Improvement Grants in Atascadero.

Find grants, rebates, forgivable loans, and free programs for Atascadero, CA, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Atascadero, CA, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

Federally funded weatherization program providing free energy efficiency improvements to income-qualified households in ...

Weatherization
Up to $50,000 forgivable loan

CalHFA Single Family Rehabilitation Program

State-funded program providing forgivable loans for major home repairs and rehabilitation to income-qualified homeowners...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to make ad...

Veterans
Up to $5,500 in rebates

PG&E Energy Upgrade California Program

Whole-home energy efficiency upgrade program offering rebates for comprehensive improvements including HVAC, insulation,...

Energy
Up to $800 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for residential customers who install a qualifying ENERGY STAR heat pump water heater. Heat pump water heaters ar...

Energy
Up to $500 rebate

PG&E Central AC and Heat Pump Rebate

Rebates for residential customers who install high-efficiency central air conditioning or heat pump systems. Equipment m...

Energy
Varies by system size

California Solar Initiative (CSI) Program

State solar incentive program providing performance-based rebates for residential solar photovoltaic installations. Ince...

Solar/Renewable
Up to $800 rebate

PG&E EV Charger Rebate Program

Rebate for residential customers who purchase and install a qualifying Level 2 electric vehicle charging station at thei...

Energy
Free lead hazard removal

San Luis Obispo County Lead Hazard Control

HUD-funded program providing free lead hazard reduction services to income-qualified households in San Luis Obispo Count...

Home Repair
Up to $35,000 forgivable loan

Atascadero CDBG Owner-Occupied Rehabilitation Program

City-administered CDBG program providing forgivable loans for major home repairs to low-income owner-occupied households...

Home Repair
Up to $10,000 grant

Atascadero CDBG Emergency Repair Grant

Emergency repair grant for very-low-income owner-occupied households in Atascadero facing immediate health or safety haz...

Emergency
Up to $25,000 forgivable loan

Atascadero ADA Accessibility Modification Program

CDBG-funded program providing forgivable loans for accessibility modifications to homes of low-income persons with disab...

Seniors & Disability
Up to $7,500 low-interest loan

Atascadero Sewer Lateral Repair Assistance

Low-interest loan program for Atascadero homeowners to repair or replace failing private sewer lateral lines. Repairs ar...

Home Repair
Up to $5,000 grant

San Luis Obispo County Senior Home Repair Program

Grant program for low-income seniors age 60+ in San Luis Obispo County to make necessary home repairs and modifications ...

Seniors & Disability
Free or low-cost repairs

Habitat for Humanity SLO County Repair Program

Non-profit program providing free or low-cost home repairs to low-income homeowners, with priority given to seniors, vet...

Home Repair
Up to $3,000 grant

California Residential Mitigation Program (CRMP)

State program providing grants to help homeowners retrofit older homes to better withstand earthquakes. Covers seismic r...

Disaster
Varies by project scope

California Wildfire Mitigation Grant (Home Hardening)

State grant program to help homeowners in high fire-hazard severity zones (FHSZ) harden their homes against wildfire. Co...

Disaster
Varies by project

California Flood Mitigation Assistance Program

FEMA-funded program administered by the state to reduce or eliminate flood risk to properties. Covers elevation, acquisi...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Atascadero

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Frequently asked questions

What home improvement grants are available in Atascadero, CA?

24 programs are currently listed for Atascadero, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Atascadero have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Atascadero, 14 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Atascadero?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.