Find grants, rebates, forgivable loans, and free programs for Atascadero, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Atascadero, CA, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program providing free energy efficiency improvements to income-qualified households in ...
State-funded program providing forgivable loans for major home repairs and rehabilitation to income-qualified homeowners...
USDA program for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans ...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. ...
VA grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to make ad...
Whole-home energy efficiency upgrade program offering rebates for comprehensive improvements including HVAC, insulation,...
Rebate for residential customers who install a qualifying ENERGY STAR heat pump water heater. Heat pump water heaters ar...
Rebates for residential customers who install high-efficiency central air conditioning or heat pump systems. Equipment m...
State solar incentive program providing performance-based rebates for residential solar photovoltaic installations. Ince...
Rebate for residential customers who purchase and install a qualifying Level 2 electric vehicle charging station at thei...
HUD-funded program providing free lead hazard reduction services to income-qualified households in San Luis Obispo Count...
City-administered CDBG program providing forgivable loans for major home repairs to low-income owner-occupied households...
Emergency repair grant for very-low-income owner-occupied households in Atascadero facing immediate health or safety haz...
CDBG-funded program providing forgivable loans for accessibility modifications to homes of low-income persons with disab...
Low-interest loan program for Atascadero homeowners to repair or replace failing private sewer lateral lines. Repairs ar...
Grant program for low-income seniors age 60+ in San Luis Obispo County to make necessary home repairs and modifications ...
Non-profit program providing free or low-cost home repairs to low-income homeowners, with priority given to seniors, vet...
State program providing grants to help homeowners retrofit older homes to better withstand earthquakes. Covers seismic r...
State grant program to help homeowners in high fire-hazard severity zones (FHSZ) harden their homes against wildfire. Co...
FEMA-funded program administered by the state to reduce or eliminate flood risk to properties. Covers elevation, acquisi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Atascadero, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Atascadero, 14 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.