Find grants, rebates, forgivable loans, and free programs for Athens, TX, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Athens, TX, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered through East Texas Council of Governments to reduce energy costs fo...
State-funded program to identify and remediate lead-based paint hazards in pre-1978 homes where children under 6 reside....
Federal HOME funds administered by TDHCA for owner-occupied rehabilitation in rural areas and small cities. Provides for...
Grants for very low-income homeowners age 62 or older in rural areas to remove health and safety hazards. Athens qualifi...
Low-interest loans (1%) for low-income rural homeowners to repair, improve, or modernize their homes, or remove health a...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their disability-rela...
Grant for veterans with certain service-connected disabilities to make adaptations to their residence. Covers entrance r...
Free in-home energy assessment for Oncor residential customers in Athens. Includes installation of free LED bulbs, fauce...
Discounted professional air conditioning tune-up for Oncor customers in Athens. Includes system inspection, refrigerant ...
Receive $50 for recycling an old working refrigerator or freezer through Oncor's program. Free pickup and environmentall...
Rebate for installing qualifying high-efficiency electric heat pump systems in Athens homes served by Oncor. Rebate amou...
Rebate for adding qualifying attic insulation to existing Athens homes served by Oncor. Must meet minimum R-value requir...
Federal tax credit covering 30% of the cost of solar photovoltaic systems (and battery storage) installed on Athens resi...
Texas law prohibits HOAs and property owners associations from banning solar panel installations on residential property...
County-funded program providing emergency home repairs for income-qualified seniors age 60+ in Henderson County. Grants ...
City CDBG-funded program providing grants for ADA-compliant accessibility modifications to owner-occupied homes in Athen...
City-administered CDBG emergency repair grants for very low-income owner-occupied households in Athens facing immediate ...
CDBG-funded forgivable loan program for major home rehabilitation in Athens. Covers structural repairs, roof replacement...
City cost-share program to assist Athens homeowners with sewer lateral line repairs from the home to the city main. City...
City utility assistance program for emergency water heater replacement for low-income seniors and disabled homeowners in...
State-administered CDBG-DR program providing home repair grants to uninsured and underinsured homeowners after federally...
Low-interest home improvement loans for Texas veterans who own property in Athens. Competitive interest rates and flexib...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Athens, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Athens, 19 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.