Find grants, rebates, forgivable loans, and free programs for Athens, GA, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Athens, GA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 16 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 21 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home rehabilitation assistance for low-income owner-occupied homes in Athens-Clarke County. Loan is forgi...
Provides emergency repair grants for very low-income homeowners in Athens-Clarke County when repairs pose immediate thre...
Provides accessibility modifications for low-income homeowners with disabilities in Athens-Clarke County. Modifications ...
Federally-funded program administered by Georgia DCA providing free weatherization services to low-income households in ...
Georgia Housing and Finance Authority program offering down payment and closing cost assistance for first-time homebuyer...
Georgia Power offers rebates for installing high-efficiency HVAC systems in Athens homes. Rebate amounts vary based on e...
Rebate program for Georgia Power customers in Athens installing qualifying heat pump systems. Higher rebates available f...
Rebate for Georgia Power customers in Athens who install high-efficiency electric water heaters or heat pump water heate...
Georgia Power offers rebates for installing ENERGY STAR certified smart thermostats in Athens homes. Rebate is available...
Georgia state income tax credit for residential solar installations in Athens. Provides 25% of system cost up to $2,500 ...
USDA program providing loans and grants to very-low-income homeowners in rural areas near Athens to repair, improve, or ...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home in Athens for wheelcha...
VA grant for veterans with certain service-connected disabilities to adapt an Athens home for accessibility. Eligible di...
HUD-funded program administered by Georgia DCA to reduce lead-based paint hazards in qualifying Athens homes built befor...
Federal HOME funds administered by Athens-Clarke County for rehabilitation of owner-occupied housing. Provides deferred ...
Grant program for Athens-Clarke County seniors age 62 and older to address minor home repairs and safety modifications. ...
Provides financial assistance to low-income homeowners in Athens-Clarke County for repair or replacement of private sewe...
State-funded program providing home repair grants to very low-income homeowners in Georgia, including Athens. Addresses ...
Georgia state law allows Clarke County homeowners age 65 and older to receive homestead exemption from county and school...
Georgia homestead exemption for Clarke County homeowners with disabilities and household income below $25,000. Exempts s...
State-administered CDBG disaster recovery program that assists homeowners in Athens following presidentially-declared di...
Free homebuyer education courses for Athens residents provided by Athens Land Trust and partners. Covers budgeting, cred...
Athens-Clarke County offers rebates to homeowners who plant qualifying trees on their property. Program helps increase u...
CDBG-funded program providing forgivable loans to property owners in Athens to rehabilitate rental units. Units must be ...
Low-interest loan program for energy efficiency and renewable energy improvements in Georgia homes. Repaid through prope...
Georgia Power's community solar program allows Athens residents to subscribe to a shared solar facility without installi...
Athens-Clarke County offers stormwater utility fee credits to property owners who implement stormwater management practi...
Provides heating and cooling assistance to income-eligible Georgia households through Community Action Agencies. Offers ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Athens, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Athens, 21 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.