NJHMFA Home Buyer Programs

New Jersey Housing and Mortgage Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in New Jersey. Offers low-interest mortgages combined with up to $10,000 in down payment/closing cost grants. Income limits vary by county; Atlantic County limit is approximately $126,350 for families of 3+.

Down payment assistance grant up to $10,000 plus competitive mortgage rate

Key Details

  • Up to $10,000 down payment assistance grant
  • Low-interest mortgage programs available
  • First-time homebuyers or no ownership in 3 years
  • Income limits: approximately $126,350 for Atlantic County
  • Must complete homebuyer education course

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 278-7400

A grant-savvy contractor in Atlantic City, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round with participating lenders

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