Placer County First-Time Homebuyer Program

Placer County Community Development

Waitlist Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers purchasing in Placer County including Auburn. Deferred loan with no monthly payment, forgiven after 45 years or repaid upon sale/refinance. Income limits and purchase price limits apply.

Typical down payment assistance loan amount

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $20,000 down payment assistance
  • Deferred loan, no monthly payment
  • Forgiven after 45 years
  • Income limits and purchase price caps apply
  • Currently on waitlist

How to Apply

A grant-savvy contractor in Auburn, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Waitlist; check quarterly for funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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