Polk County SHIP Housing Rehabilitation

Polk County Housing & Community Development

Available Home Repair

About This Program

State Housing Initiatives Partnership program providing deferred-payment loans for major repairs and rehabilitation of owner-occupied homes in Polk County. Loan is forgiven after 15 years of continued occupancy.

Deferred loan amount based on income and repair needs, forgiven after 15 years

Key Details

  • Deferred loan up to $40,000 for major repairs
  • Income at or below 140% area median income
  • Must be owner-occupied in Polk County
  • Loan forgiven after 15 years of occupancy
  • Covers roofing, structural, systems, accessibility

How to Apply

A grant-savvy contractor in Auburndale, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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