Georgia Homeownership Tax Credit

Georgia Housing and Finance Authority

Available Down Payment

About This Program

Federal mortgage credit certificate (MCC) program administered by GHFA allowing first-time homebuyers in Augusta to claim a federal tax credit equal to a portion of mortgage interest paid annually. Credit can be claimed for life of the loan.

Annual tax credit equals 20-50% of mortgage interest paid, depending on program

Key Details

  • Annual federal tax credit on mortgage interest
  • For first-time homebuyers in Augusta
  • Income limits apply (varies by household size)
  • Credit available for life of loan
  • Must use GHFA-approved lender

How to Apply

Visit Official Program Page Track this program

(404) 679-4840

Deadline: Available with qualifying mortgages

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