Home Improvement Grants in Austin.

Find grants, rebates, forgivable loans, and free programs for Austin, MN, filtered to your situation.

As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Austin, MN, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans0Forgiven after a residency periodLarger repairs with no money down
Rebates7Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 22 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 in weatherization

Minnesota Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible households in Austin delivered through Semcac. Program provides insulat...

Weatherization
Up to $75,000

Minnesota Fix-Up Fund

Low-interest loan for home improvements and repairs for owner-occupied properties in Minnesota. Funds can be used for es...

Home Repair
Deferred loan up to $75,000

Minnesota Rehabilitation Loan Program

Deferred, no-interest loans for major home repairs and rehabilitation for low-income homeowners. Loan is deferred as lon...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize their homes ...

Home Repair
In-home visit for $70 (80% discount)

Xcel Energy Home Energy Squad

Subsidized in-home energy assessment and immediate improvements including LED bulbs, smart power strips, air sealing, pi...

Energy
Up to $350 rebate

Xcel Energy Air Conditioning Rebate

Rebate for installing qualifying high-efficiency central air conditioners. Units must meet minimum SEER2 ratings. Rebate...

Energy
Up to $1,500 rebate

Xcel Energy Air Source Heat Pump Rebate

Rebates for installing cold-climate air source heat pumps for primary or supplemental heating. Rebates range from $500 t...

Energy
Up to $1,000 rebate

Xcel Energy Home Insulation Rebate

Rebates for professionally-installed attic, wall, or basement insulation projects. Requires pre-approval and a Home Ener...

Weatherization
Up to $350 rebate

Xcel Energy Electric Water Heater Rebate

Rebates for installing ENERGY STAR® certified electric water heaters or heat pump water heaters. Standard electric tank ...

Energy
$75 reward per unit

Xcel Energy Refrigerator & Freezer Recycling

Get paid $75 to recycle your old working refrigerator or freezer. Xcel Energy will pick up the appliance for free and re...

Energy
Production incentive varies

Xcel Energy Solar*Rewards Program

Production-based incentive for installing solar photovoltaic systems on your home. Incentive rate varies annually and is...

Solar/Renewable
Free lead hazard removal

Mower County Lead Hazard Control Grant

HUD-funded program to reduce lead-based paint hazards in Mower County homes built before 1978 with children under age 6....

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. For veterans who are...

Veterans
Up to $100 rebate

CenterPoint Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat in homes with CenterPoint natural gas heating. Smart ...

Energy
Up to $800 rebate

CenterPoint Energy High-Efficiency Furnace Rebate

Rebates for installing ENERGY STAR certified high-efficiency natural gas furnaces. Rebate amounts vary by furnace effici...

Energy
Up to $200 rebate

CenterPoint Energy Gas Water Heater Rebate

Rebates for installing ENERGY STAR certified natural gas storage water heaters or tankless water heaters. Rebate amounts...

Energy
Up to $3,350 refund

Minnesota Homestead Property Tax Refund

State property tax refund for homeowners whose property taxes are high relative to their income. Particularly beneficial...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Austin

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Austin, MN?

22 programs are currently listed for Austin, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Austin have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Austin, 12 programs do not require repayment, 0 are forgivable loans, and 7 are rebates.

How do I apply for home repair grants in Austin?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.