Indiana Mortgage Credit Certificate (MCC)

Indiana Housing & Community Development Authority

Available Down Payment

About This Program

Federal tax credit equal to 20% of the annual mortgage interest paid on a home loan. Available to first-time homebuyers purchasing in Indiana meeting income and purchase price limits. Credit reduces federal income tax liability each year for the life of the loan. Must apply through participating lender before closing.

20% of annual mortgage interest claimed as federal tax credit

Key Details

  • 20% of mortgage interest as tax credit annually
  • For first-time homebuyers
  • Income and price limits apply
  • Credit lasts for life of loan
  • Apply through lender before closing

How to Apply

A grant-savvy contractor in Avon, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, must apply before closing

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Avon, IN

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