Home Improvement Grants in Avon.

Find grants, rebates, forgivable loans, and free programs for Avon, IN, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Avon, IN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Indiana Housing & Community Development Authority Owner-Occupied Rehabilitation

IHCDA-funded owner-occupied rehabilitation program administered by Hendricks County for homeowners with incomes at or be...

Home Repair
Up to $8,000 in weatherization services

Indiana Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Hendricks County Community Action to reduce energy costs for low...

Weatherization
Free lead hazard removal

Indiana Lead-Based Paint Hazard Control Program

HUD-funded program to reduce lead paint hazards in Indiana homes built before 1978 where children under age 6 reside. Se...

Home Repair
Up to $850 rebate

Duke Energy HVAC Rebate Program

Duke Energy offers rebates for qualifying high-efficiency HVAC systems and heat pumps installed by licensed contractors....

Energy
$50-$100 rebate

Duke Energy Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats that help reduce energy consumption. $50 rebate for...

Energy
Up to $300 rebate

Duke Energy Water Heater Rebate

Rebates for high-efficiency electric and gas water heaters. Electric heat pump water heaters qualify for up to $300, hig...

Energy
$50-$200 rebate

Duke Energy Insulation Rebate

Rebates for professionally installed attic, wall, and crawl space insulation. Amounts vary based on insulation type and ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Available for veterans who ...

Veterans
Up to $15,000 forgivable loan

Hendricks County Accessibility Modification Program

Assists homeowners with accessibility modifications for household members with disabilities. Projects include wheelchair...

Seniors & Disability
Up to $5,000 loan

Avon Sewer Lateral Repair Assistance Program

Low-interest loan program to help Avon homeowners repair or replace damaged private sewer laterals from the home to the ...

Home Repair
Free or $50

Duke Energy Home Energy Assessment

Professional home energy assessment identifies ways to reduce energy use and lower utility bills. Includes blower door t...

Weatherization
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing solar panels and equipment on your home. Applies to system cos...

Solar/Renewable
Up to $12,480 assessed value reduction

Indiana Over-65 Property Tax Deduction

Indiana homeowners age 65 or older on or before December 31 of the year for which the deduction is claimed can deduct up...

Property Tax Relief
20% of annual mortgage interest

Indiana Mortgage Credit Certificate (MCC)

Federal tax credit equal to 20% of the annual mortgage interest paid on a home loan. Available to first-time homebuyers ...

Homebuyer
Up to $7,500 down payment grant

IHCDA Next Home Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in Indiana. Grant up to $7,500 does not require repay...

Homebuyer
Loan up to $30,000

Indiana On-Site Septic System Loan Program

Low-interest loan program for Indiana homeowners to repair or replace failing septic systems. Loans up to $30,000 at app...

Home Repair
25% of qualified rehabilitation costs

Indiana Historic Preservation Tax Credit

State tax credit equal to 25% of qualified rehabilitation costs for income-producing historic properties listed on the N...

Historic

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Avon

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Frequently asked questions

What home improvement grants are available in Avon, IN?

23 programs are currently listed for Avon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Avon have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Avon, 12 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Avon?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.