Find grants, rebates, forgivable loans, and free programs for Bainbridge Island, WA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bainbridge Island, WA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free energy efficiency upgrades for income-qualified households in Washington State. Services include insulatio...
Provides down payment and closing cost assistance for first-time homebuyers in Washington State. Assistance is provided ...
Provides major home repair and rehabilitation assistance for low-income homeowners in Kitsap County. The deferred loan i...
Provides emergency grants for immediate health and safety repairs to owner-occupied homes in Kitsap County. Covers urgen...
Rebates for customers who install qualifying ductless or ducted heat pumps in their homes. Enhanced rebates available fo...
Rebates for installing qualifying insulation in attics, walls, floors, and crawl spaces. Eligible measures include fiber...
Rebate for replacing an existing electric or gas water heater with a qualifying heat pump water heater. Heat pump water ...
Free energy-efficiency upgrades for income-qualified PSE customers. Services include insulation, air sealing, water heat...
Provides loans and grants to very-low-income homeowners to repair, improve, or modernize their homes or remove health an...
Helps veterans with certain permanent and total service-connected disabilities adapt or purchase an adapted home. Eligib...
Helps veterans with certain service-connected disabilities adapt their residence. Eligible disabilities include blindnes...
Provides free lead hazard reduction services for income-qualified families with children under 6 living in homes built b...
Provides grants for accessibility modifications to homes for seniors or people with disabilities in Kitsap County. Modif...
Provides financial assistance for homeowners who need to repair or replace failing sewer lateral connections. Available ...
Provides home repair and modification services for seniors age 60+ through local community action agencies. Services inc...
Rebate for PSE customers who purchase and install a qualifying smart thermostat. Smart thermostats automatically adjust ...
Previously provided annual incentive payments to customers who installed solar panels. Program closed to new application...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. The credit reduces federal ...
Rebate for PSE customers who purchase and install a Level 2 electric vehicle charging station at their home. Helps offse...
Provides property tax exemption or deferral for senior citizens (61+) and people with disabilities who meet income limit...
Provides low-interest loans for homeowners who need to repair or replace failing septic systems. Loan is repaid over tim...
Provides funding for hazard mitigation projects following presidentially declared disasters. Eligible projects include f...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Bainbridge Island, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bainbridge Island, 18 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.