CalHFA First-Time Homebuyer Program

California Housing Finance Agency

Available Down Payment

About This Program

CalHFA first mortgage program for first-time homebuyers in Bakersfield with competitive interest rates and down payment assistance options. Income and purchase price limits apply; combines with various CalHFA down payment programs.

Low-rate mortgage with optional down payment assistance

Key Details

  • Low-rate first mortgage for homebuyers
  • First-time buyer or three-year non-ownership
  • Income and purchase price limits apply
  • Combines with down payment assistance
  • Available through participating lenders

How to Apply

Deadline: Ongoing program

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