California Housing Finance Agency CalHFA MyHome Assistance

California Housing Finance Agency (CalHFA)

Available Down Payment

About This Program

CalHFA down payment assistance for first-time homebuyers in Bakersfield. Provides 3% or 3.5% of purchase price as deferred-payment junior loan with CalHFA first mortgage. Must meet income and purchase price limits.

Down payment assistance loan based on purchase price

Key Details

  • 3% to 3.5% down payment assistance
  • First-time homebuyer required
  • Income limits apply by county
  • Deferred-payment junior loan
  • Must use CalHFA first mortgage

How to Apply

Deadline: Ongoing program

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