Find grants, rebates, forgivable loans, and free programs for Bakersfield, CA, filtered to your situation.
As of June 2026, 41 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bakersfield, CA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 18 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 24 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 9 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home rehabilitation assistance to low-income owner-occupied households in Bakersfield city limits. Forgiv...
Emergency grant program for immediate health and safety hazards in owner-occupied homes in Bakersfield. Serves household...
Provides accessibility modifications for Bakersfield homeowners with disabilities. Includes ramps, grab bars, widened do...
Low-interest loan program to help Bakersfield homeowners repair or replace damaged sewer lateral connections from homes ...
Federally-funded weatherization program serving Kern County including Bakersfield. Provides free energy efficiency impro...
PG&E's comprehensive home energy upgrade program offering rebates for insulation, duct sealing, HVAC systems, and whole-...
Rebate for installing qualifying electric heat pump HVAC systems in existing single-family homes served by PG&E in Baker...
No-cost energy efficiency improvements for income-qualified PG&E customers in Bakersfield. Includes weatherization, atti...
PG&E net metering program (NEM 3.0) for Bakersfield solar installations, combined with federal Investment Tax Credit (30...
California SGIP rebate for home battery storage systems in Bakersfield PG&E territory. Higher incentives available for l...
CalHFA down payment assistance for first-time homebuyers in Bakersfield. Provides 3% or 3.5% of purchase price as deferr...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Bakersfield to repair or impro...
Grant for Bakersfield veterans with certain service-connected disabilities to adapt or purchase a home to meet their acc...
Grant for Bakersfield veterans with certain service-connected disabilities (blindness or loss of use of hands) to adapt ...
Grant program to help Bakersfield homeowners retrofit older houses to better withstand earthquakes. Covers cripple wall ...
Minor home repair grants for low-income seniors (60+) in Kern County including Bakersfield. Covers health and safety rep...
Allows seniors (62+), blind, or disabled Bakersfield homeowners to defer payment of property taxes on their primary resi...
Grants for accessibility modifications to help Kern County seniors age in place safely. Covers ramps, grab bars, stairli...
Federal HOME funds administered by Kern County for owner-occupied housing rehabilitation in Bakersfield and unincorporat...
HUD-funded lead hazard control for Bakersfield homes built before 1978 with children under age 6. Free testing, risk ass...
Rebate for purchasing and installing a qualifying smart thermostat in Bakersfield PG&E service area. Smart thermostats o...
FEMA Hazard Mitigation Grant Program funds administered by Kern County for flood-prone properties near Bakersfield. Help...
Rebates for converting traditional lawns to water-efficient landscaping in Bakersfield area. Covers turf replacement wit...
Rebate for replacing old pool pumps with ENERGY STAR certified variable-speed models in Bakersfield PG&E territory. Vari...
Low-interest loans to help low-income homeowners in unincorporated Kern County areas near Bakersfield repair or replace ...
Grants for income-qualified homeowners in high wildfire hazard zones near Bakersfield to retrofit homes with fire-resist...
Rebate for installing high-efficiency gas or electric heat pump water heaters in Bakersfield PG&E service area. ENERGY S...
CalHFA first mortgage program for first-time homebuyers in Bakersfield with competitive interest rates and down payment ...
Grants for low-income Kern County homeowners to safely remove asbestos-containing materials during renovation or repair....
Federal tax credit for first-time homebuyers in Bakersfield that reduces federal income tax by 20-35% of annual mortgage...
Rebate for installing Level 2 electric vehicle charging equipment at single-family homes in Bakersfield PG&E territory. ...
Rehabilitation assistance specifically for manufactured/mobile home owners in Kern County including Bakersfield area. Ad...
Mills Act property tax abatement for owners of qualified historic homes in Bakersfield. Reduces property taxes in exchan...
FEMA grant program to help homeowners construct residential safe rooms or storm shelters built to withstand tornadoes an...
California Alternate Rates for Energy (CARE) and Family Electric Rate Assistance (FERA) programs provide 20-35% discount...
HUD-approved homebuyer education classes and one-on-one counseling for Bakersfield residents. Required for many down pay...
Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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41 programs are currently listed for Bakersfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bakersfield, 24 programs do not require repayment, 3 are forgivable loans, and 9 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.