Home Improvement Grants in Balch Springs.

Find grants, rebates, forgivable loans, and free programs for Balch Springs, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Balch Springs, TX, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by TDHCA that provides energy efficiency upgrades at no cost to inc...

Weatherization
Up to $25,000 grant

Texas HOME Repair Program

Provides grants for critical home repairs to low-income homeowners, particularly seniors and persons with disabilities. ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize hom...

Home Repair
Rebates up to $400

Oncor Home Efficiency Program

Rebate program for Oncor customers who make energy efficiency upgrades including insulation, air sealing, duct sealing, ...

Energy
Up to $1,200 rebate

Oncor Air Conditioning Rebate

Cash rebate for purchasing and installing high-efficiency central air conditioning systems (16 SEER or higher). Rebate a...

Energy
Up to $500 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebate for installing qualifying high-efficiency natural gas furnaces (95% AFUE or higher). Available to Atmos Energy re...

Energy
Up to $500 rebate

Atmos Energy Tankless Water Heater Rebate

Rebate for installing qualifying natural gas tankless water heaters with energy factor of 0.82 or higher. Available to A...

Energy
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar photovoltaic system, including equipment a...

Solar/Renewable
Credit for excess generation

Oncor Distributed Renewable Generation Buyback

Net metering program allowing residential solar customers to receive credit for excess electricity sent back to the grid...

Solar/Renewable
Up to $15,000 grant

Dallas County ADA Home Modification Program

Provides grants to low-income homeowners with disabilities for accessibility modifications such as ramps, widened doorwa...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Available...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Ava...

Veterans
Additional $10,000 homestead exemption

Texas Senior Property Tax Exemption

Additional $10,000 property tax exemption for homeowners age 65 or older on their primary residence. Must apply through ...

Property Tax Relief
Additional $10,000 homestead exemption

Texas Disability Property Tax Exemption

Additional $10,000 property tax exemption for homeowners with a disability that qualifies them for Social Security disab...

Property Tax Relief
Freezes school property taxes

Texas Property Tax Ceiling for Seniors

Freezes the amount of school property taxes for homeowners age 65 or older (or disabled) at the amount paid in the year ...

Property Tax Relief
Up to $50,000 grant

Texas General Land Office Disaster Recovery

Provides disaster recovery assistance to homeowners following federally declared disasters. Program is activated on a ca...

Disaster
Up to $300 rebate

Oncor Heat Pump Water Heater Rebate

Rebate for purchasing and installing qualifying ENERGY STAR heat pump water heaters, which use electricity more efficien...

Energy
Up to $10,000 grant

Community Action Agency Senior Home Repair

Emergency home repair grants for low-income seniors age 60+ to address health and safety hazards. Covers essential repai...

Seniors & Disability
Low-interest loan up to $25,000

Texas Veterans Commission Home Improvement Program

Low-interest home improvement loans for eligible Texas veterans through the Veterans Land Board. Can be used for repairs...

Veterans
Up to $1,500 grant

Balch Springs Emergency Water Heater Replacement

Emergency water heater replacement grant for qualifying low-income homeowners when existing water heater has failed. Par...

Emergency
Up to $5,000 grant

Balch Springs Sewer Lateral Repair Program

Provides grants to low-income homeowners for repair or replacement of failing sewer laterals on private property. Admini...

Home Repair
Up to $20,000 forgivable loan

Dallas County Foundation Stabilization Program

Forgivable loan for foundation repair and structural stabilization for low-income homeowners in Dallas County. Loan is f...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Balch Springs

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Frequently asked questions

What home improvement grants are available in Balch Springs, TX?

26 programs are currently listed for Balch Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Balch Springs have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Balch Springs, 18 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Balch Springs?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.