PHFA Keystone Advantage Assistance Loan

Pennsylvania Housing Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance loan for first-time homebuyers in Pennsylvania. The loan is 0% interest and fully forgivable if you remain in the home for 10 years. Must be used with a PHFA first mortgage.

Forgivable loan after 10 years of homeownership

Key Details

  • 0% interest loan up to $24,999
  • For down payment and closing costs
  • Fully forgivable after 10 years
  • First-time homebuyers only
  • Must be paired with PHFA mortgage

How to Apply

A grant-savvy contractor in Baldwin, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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