Find grants, rebates, forgivable loans, and free programs for Bangor, ME, filtered to your situation.
As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bangor, ME, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest loan program for Maine homeowners to install heat pumps and other energy-efficient heating systems. Loans f...
Federally-funded program providing free weatherization services including insulation, air sealing, and heating system im...
CDBG-funded forgivable loans for major home repairs and rehabilitation for income-eligible owner-occupied homes in Bango...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6. Servi...
Emergency grant program for urgent health and safety repairs in owner-occupied homes. Priority given to elderly and disa...
Grants for accessibility modifications to help elderly and disabled residents remain independent in their homes. Include...
Low-interest loan program for repair or replacement of private water and sewer laterals from the property line to the st...
Rebates for energy-efficient upgrades including insulation, air sealing, heat pumps, and water heaters. Available to all...
Rebates for installation of high-efficiency heat pumps. Up to $800 per indoor unit and $600 per outdoor unit. Higher reb...
Rebates for ENERGY STAR certified heat pump water heaters. Standard rebate is $750, with an additional $100 for income-e...
Incentive payments for residential solar panel installation and battery storage systems. Combines with federal tax credi...
Loans and grants for very low-income homeowners in eligible rural areas near Bangor to repair or improve dwellings. Gran...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet disability needs....
Grant for veterans with certain service-connected disabilities to modify an existing home for disability access. Covers ...
Below-market interest rate mortgages for first-time homebuyers in Maine. Includes optional down payment and closing cost...
Federal HOME funds for owner-occupied rehabilitation and repair in Maine communities. Forgivable loans for income-eligib...
Refundable income tax credit for Maine residents whose property tax or rent exceeds a percentage of income. Available to...
Housing improvement grants and services for enrolled Penobscot Nation members. Includes rehabilitation, emergency repair...
Federal LIHEAP funds to help income-eligible Maine households pay heating costs during winter months. Benefit amounts va...
Emergency heating assistance for Maine households facing immediate heating crisis. Covers emergency fuel delivery, heati...
Tax credits for substantial rehabilitation of income-producing historic buildings listed on the National Register. Cover...
Grant program for income-eligible Maine homeowners to repair or replace broken central heating systems. Administered loc...
Small home modification grants to help seniors age in place safely. Covers grab bars, stair railings, improved lighting,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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27 programs are currently listed for Bangor, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bangor, 18 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.