Find grants, rebates, forgivable loans, and free programs for Barnstable, MA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Barnstable, MA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by the state to improve energy efficiency in income-eligible househ...
Rebates for installation of energy-efficient ductless or ducted heat pumps to reduce heating and cooling costs. Includes...
Rebates covering up to 100% of insulation costs for income-eligible customers and 75% for others. Includes attic, wall, ...
Low-interest loan program for septic system repair or replacement in Massachusetts. Offers rates as low as 3% with terms...
State-funded lead hazard removal for homes where a child with elevated blood lead levels resides or frequently visits. S...
Low-interest loans and grants for very low-income homeowners in eligible rural areas of Barnstable County to repair, imp...
Grant for Veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...
Grant for Veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers entrance ramp...
CDBG-funded program providing forgivable loans to income-eligible Barnstable homeowners for major home repairs and rehab...
Provides emergency home repair grants to low-income seniors age 60+ in Barnstable for health and safety issues. Covers u...
State incentive program providing fixed per-kWh payments for solar energy production over 10 years. Additional adders av...
State law exempts the added value of residential solar systems from property tax assessments for 20 years. Solar install...
Rebate for purchasing and installing an ENERGY STAR certified heat pump water heater. Enhanced rebates available for inc...
Rebate for replacing inefficient windows with ENERGY STAR certified models. Must meet specific U-factor and Solar Heat G...
Allows seniors age 60+ to volunteer for town departments in exchange for property tax credits. Participants work up to 1...
CDBG-funded grant program for accessibility modifications to homes of income-eligible Barnstable residents with disabili...
Provides down payment and closing cost assistance to first-time homebuyers purchasing deed-restricted affordable units i...
Matching grant for exterior restoration and preservation of historic properties within Barnstable's designated historic ...
Rebate for purchase and installation of Level 2 electric vehicle charging equipment at Barnstable residences. Enhanced r...
Federal program providing heating assistance to income-eligible Barnstable households during winter months. Pays benefit...
Rebate for purchase and installation of permanently installed natural gas or propane emergency backup generators. Helps ...
Affordable mortgage product for first-time homebuyers in Barnstable with down payment as low as 3%. Offers competitive f...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Barnstable, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Barnstable, 16 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.