Bay County Owner-Occupied Rehabilitation Program

Bay County Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing major home repairs for income-qualified owner-occupants in unincorporated Bay County. Loan is forgiven after 5 years of continuous occupancy and compliance with program requirements.

Forgivable loan based on scope of repairs needed, no repayment if 5-year occupancy maintained

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in unincorporated Bay County
  • Loan forgiven after 5 years of occupancy
  • Covers roofing, structural, plumbing, electrical, HVAC

How to Apply

A grant-savvy contractor in Baytown, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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