USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan program for very low-income rural homeowners to repair, improve, or modernize their homes. Baytown qualifies as a rural area for USDA purposes. Loans carry 1% fixed interest and up to 20-year terms.

Loan at 1% fixed interest, repayment over up to 20 years

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • For very low-income rural homeowners
  • Up to 20-year repayment terms
  • Can be used for repairs and accessibility
  • Baytown qualifies as rural area for USDA

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3402

A grant-savvy contractor in Baytown, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Baytown, FL contractors

Find More Programs in Baytown, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs