Find grants, rebates, forgivable loans, and free programs for Bedford, IN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bedford, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by IHCDA and delivered through South Central Community Action Program serving Lawr...
Forgivable loan program for eligible low- to moderate-income homeowners in Lawrence County to make necessary health, saf...
CDBG-funded grant program for Bedford city limit homeowners to address critical health, safety, and code violations. Pri...
CDBG-funded grant to install accessibility modifications for Bedford homeowners with documented disabilities. Eligible i...
Grant assistance for income-qualified Bedford homeowners to repair or replace failing sewer lateral lines from the home ...
Rebates for Duke Energy Indiana customers in Bedford who install qualifying energy-efficient equipment including high-ef...
Rebate for Duke Energy Indiana customers who install ENERGY STAR certified air-source heat pumps with 15+ SEER2 and 8.8+...
Free energy efficiency improvements for income-qualified Duke Energy customers in Bedford including LED lighting, faucet...
HUD-funded lead hazard control program for Indiana homes built before 1978 with children under age 6. Provides free lead...
Low-interest loan for very low-income homeowners in eligible rural areas of Lawrence County to repair, improve, or moder...
Grant for very low-income homeowners age 62 or older in eligible rural areas of Lawrence County to remove health and saf...
Grant for veterans with certain service-connected disabilities to construct or modify a home to accommodate disability n...
Grant for veterans with certain service-connected disabilities to adapt a family member's home for independent living. E...
Federally funded HOME program administered through IHCDA for Lawrence County homeowners to make substantial repairs or i...
Standard deduction on assessed value for Indiana homeowners who occupy their property as their principal residence. Redu...
Additional property tax deduction for Indiana homeowners age 65 or older on their principal residence. Deduction amount ...
Indiana net metering allows Duke Energy customers with solar panels to receive credits for excess electricity sent to th...
Federal tax credit worth 30% of the cost of installing a residential solar energy system. Available for systems installe...
Federally funded energy assistance program administered by South Central Community Action Program for Lawrence County re...
Emergency energy assistance for Lawrence County households facing utility shut-off or out of fuel. Administered by South...
State-funded emergency grant program for low-income Indiana homeowners with critical roof damage that threatens health a...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Bedford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bedford, 19 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.