Arkansas First-Time Homebuyer Down Payment Assistance

Arkansas Development Finance Authority (ADFA)

Available Down Payment

About This Program

ADFA provides down payment and closing cost assistance for first-time homebuyers in Arkansas. Assistance is provided as a second mortgage that may be forgivable depending on the program structure.

Down payment assistance as second mortgage, terms vary by program

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment and closing costs
  • First-time homebuyers qualify
  • Moderate-income limits apply
  • Structured as second mortgage
  • Available statewide including Beebe

How to Apply

Get free help applying Visit Official Program Page Track this program

(501) 682-5900

A grant-savvy contractor in Beebe, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Beebe, AR contractors

Find More Programs in Beebe, AR

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs