Find grants, rebates, forgivable loans, and free programs for Bel Air South, MD, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bel Air South, MD, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides emergency home repair grants for owner-occupied homes in Harford County with urgent health and safety hazards. ...
Provides major home rehabilitation assistance for low-income homeowners in Harford County. Loan is forgiven after 5 year...
Provides grants for home accessibility modifications for elderly or disabled residents of Harford County. Covers ramps, ...
Federally funded program providing free home energy efficiency improvements to low-income Maryland households. Services ...
Provides free energy efficiency improvements to income-qualified Maryland households served by BGE. Services include ins...
Provides rebates for installation of high-efficiency heat pump systems in BGE service territory. Rebate amount varies ba...
Offers rebates for home energy efficiency improvements including insulation, air sealing, duct sealing, and water heater...
Provides grants to Maryland homeowners who install solar photovoltaic systems or solar plus storage. Grant amount is $1,...
Provides a Maryland state income tax credit for residential solar installations. Credit equals 30% of eligible costs up ...
Provides free lead hazard reduction services to Maryland properties built before 1978 where a child under 6 with elevate...
Provides loans and grants to very-low-income rural homeowners for home repairs and accessibility improvements. Grants up...
Provides grants to veterans with certain service-connected disabilities to purchase or modify a home to meet their acces...
Provides grants to veterans with certain service-connected disabilities to adapt a family member's home in which they re...
Provides property tax credits to eligible Maryland homeowners whose property taxes exceed a percentage of their gross in...
Provides additional property tax credits to Maryland homeowners age 65 and older with limited income. This supplemental ...
Provides rebates for Harford County homeowners who upgrade failing septic systems with Best Available Technology (BAT) s...
Provides low-interest mortgages and down payment assistance to eligible first-time homebuyers in Maryland. Includes opti...
Federal HOME Investment Partnerships Program funds administered by Maryland DHCD and local jurisdictions for affordable ...
Provides rebates to BGE residential customers who purchase and install Level 2 electric vehicle charging equipment at th...
Provides foreclosure prevention assistance to Maryland homeowners facing financial hardship. Offers mediation services, ...
Provides reimbursement for repairs or upgrades to private wells and septic systems in Maryland. Homeowners can receive u...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Bel Air South, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bel Air South, 19 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.