Home Improvement Grants in Belgrade.

Find grants, rebates, forgivable loans, and free programs for Belgrade, MT, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Belgrade, MT, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans0Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 per household

Montana Weatherization Assistance Program (WAP)

Federally funded weatherization program providing energy efficiency improvements to low-income households in Montana. Pr...

Weatherization
Up to $100,000 loan

Montana Housing Finance Authority Single Family Rehab Loan

Low-interest loan program for owner-occupied single-family home improvements in Montana. Funds can be used for major rep...

Home Repair
Free lead hazard removal

Montana Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 with children under 6 or p...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Very low-interest loan (1%) for very low-income rural homeowners to repair, improve, or modernize their homes. Loans can...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62 or older to remove health and safety hazards from their rural homes. Grant d...

Seniors & Disability
Up to $2,000 rebate

NorthWestern Energy Home Insulation Rebate

Rebates for adding insulation and air sealing to existing homes served by NorthWestern Energy electric service in Montan...

Weatherization
Up to $750 per unit

NorthWestern Energy Ductless Heat Pump Rebate

Cash rebate for installing qualifying ductless heat pumps in existing homes served by NorthWestern Energy. Heat pumps mu...

Energy
Up to $500 rebate

NorthWestern Energy Electric Water Heater Rebate

Rebate for replacing old electric water heaters with new high-efficiency models. Available to NorthWestern Energy electr...

Energy
Audit for $50

NorthWestern Energy Home Energy Audit

Professional home energy audit for only $50 (regularly $400+ value). Certified energy auditor performs blower door test,...

Energy
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet accessibility nee...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. For veterans who are b...

Veterans
Loan up to $15,000

Gallatin County Septic System Repair Loan

Low-interest loan program for Gallatin County homeowners to repair or replace failing septic systems. Loans typically at...

Home Repair
Up to $5,000 grant

Gallatin County Well Improvement Grant

Grant program for low-income Gallatin County homeowners to repair or improve private drinking water wells. Covers well r...

Home Repair
Up to $1,000 tax reduction

Montana Property Tax Assistance for Elderly

Property tax relief for Montana residents age 62 or older with household income below $45,000. Reduces property taxes on...

Property Tax Relief
Up to $200,000 property value exemption

Montana Disabled Veteran Property Tax Exemption

Property tax exemption for honorably discharged Montana veterans with service-connected disability of 50% or greater. Ex...

Property Tax Relief
Up to $500 tax credit

Montana Alternative Energy Systems Tax Credit

Montana state income tax credit for residential alternative energy systems including solar, wind, and geothermal. Credit...

Solar/Renewable
Up to $1,500 tax credit

Montana Elderly/Infirm Home Improvement Tax Credit

Montana state income tax credit for home improvements that enable an elderly or infirm person to remain in their residen...

Seniors & Disability
$100 rebate

NorthWestern Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat in homes served by NorthWestern Energy. Smart thermos...

Energy
Up to $5,000 grant

Montana Emergency Roof Repair Assistance

Emergency assistance for low-income Montana homeowners with urgent roofing needs that pose immediate health and safety t...

Emergency
Up to $12,000 grant

Gallatin County ADA Home Modification Grant

Grant program for Gallatin County homeowners to make accessibility modifications for disabled household members. Covers ...

Seniors & Disability
Up to $3,000 grant

Gallatin County Senior Home Safety Grant

Small grant program for low-income seniors in Gallatin County to make safety improvements that allow aging in place. Cov...

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Belgrade

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Frequently asked questions

What home improvement grants are available in Belgrade, MT?

25 programs are currently listed for Belgrade, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Belgrade have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Belgrade, 17 programs do not require repayment, 0 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Belgrade?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.