California Housing Finance Agency (CalHFA) MyHome Assistance

California Housing Finance Agency

Available Down Payment

About This Program

Provides deferred-payment junior loan for down payment and closing cost assistance to first-time homebuyers in California. Must be used in conjunction with a CalHFA first mortgage loan. Loan is silent and deferred for 30 years.

Deferred junior loan for down payment and closing costs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $10,000 down payment assistance
  • For first-time homebuyers in California
  • Must use CalHFA first mortgage
  • Deferred for 30 years, no monthly payment
  • Income limits apply by county

How to Apply

A grant-savvy contractor in Bell, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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