Home Improvement Grants in Bellaire.

Find grants, rebates, forgivable loans, and free programs for Bellaire, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bellaire, TX, with individual awards up to $200,000. 6 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by TDHCA to help low-income households reduce energy costs through ...

Weatherization
Up to $35,000 forgivable loan

Harris County Owner-Occupied Rehabilitation Program

CDBG-funded home rehabilitation for income-eligible owner-occupants in Harris County. Addresses critical health and safe...

Home Repair
Up to $10,000 grant

Harris County Emergency Home Repair Program

Provides emergency grants for critical home repairs that pose immediate threats to health and safety of low-income homeo...

Emergency
Up to $4,500 in rebates

CenterPoint Energy Home Efficiency Program

Natural gas utility rebates for CenterPoint customers in Bellaire who install qualifying high-efficiency equipment inclu...

Energy
Up to $125 rebate

Reliant Smart Thermostat Rebate

Electricity provider rebate for Reliant customers in Bellaire who purchase and install qualifying smart or programmable ...

Energy
100% property tax exemption on solar value

Texas Solar Property Tax Exemption

Texas state law exempts the added appraised value of solar panel systems from property taxes. Homeowners in Bellaire who...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home for accessibil...

Veterans
Free lead hazard assessment and abatement

Texas Lead-Based Paint Hazard Reduction Program

State-administered program providing free lead hazard assessments and abatement services for pre-1978 homes with childre...

Home Repair
Up to $15,000 grant

Harris County ADA Home Modification Program

Grants for accessibility modifications to owner-occupied homes in Harris County for residents with disabilities. Covers ...

Seniors & Disability
Varies by disaster and need

Rebuild Texas Fund

State disaster recovery fund activated after major events like hurricanes or floods. Provides gap funding for Texas home...

Disaster
Up to $7,500 grant

Harris County Senior Home Repair Program

Grants for minor home repairs and accessibility improvements for seniors 60+ in Harris County. Addresses safety hazards ...

Seniors & Disability
$100,000 homestead exemption for 65+

Texas Property Tax Exemption for Seniors

Texas homeowners 65 or older receive an additional $100,000 homestead exemption from school district property taxes, plu...

Property Tax Relief
$10,000 homestead exemption

Texas Property Tax Exemption for Disabled

Texas homeowners with disabilities receive an additional $10,000 homestead exemption on appraised value. Must provide do...

Property Tax Relief
Up to $50,000 grant or forgivable loan

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA for owner-occupied housing rehabilitation in Texas. Provides grants or forgivab...

Home Repair
Subsidized $49 tune-up (normally $150+)

Reliant AC Tune-Up Program

Subsidized air conditioning tune-up service for Reliant customers in Bellaire. Licensed technician performs 20-point ins...

Energy
30% tax credit on system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar panel installation, including equipment and labor. Cred...

Solar/Renewable
Free or subsidized tree replacement

Bellaire Tree Replacement Program

City program providing free or subsidized replacement trees to Bellaire residents who lost trees due to storms, disease,...

Home Repair
Up to $300 for high-efficiency fixtures

City of Bellaire Water Conservation Rebate

City rebates for Bellaire water customers who install high-efficiency toilets, showerheads, washing machines, and tankle...

Energy
Up to $5,000 grant

Harris County Sewer Lateral Repair Assistance

Grants to help low-income homeowners in Harris County repair or replace failing private sewer laterals (the line from ho...

Home Repair
Up to $200,000 for disaster repairs

Texas General Land Office Hurricane Recovery Program

HUD Community Development Block Grant - Disaster Recovery funds administered by Texas GLO for homeowners affected by maj...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Bellaire

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Frequently asked questions

What home improvement grants are available in Bellaire, TX?

26 programs are currently listed for Bellaire, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Bellaire have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bellaire, 20 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Bellaire?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.