NJHMFA First-Time Homebuyer Down Payment Assistance

New Jersey Housing and Mortgage Finance Agency

Available Down Payment

About This Program

NJHMFA provides down payment and closing cost assistance to first-time homebuyers in Belleville. Forgivable second mortgage combined with low-interest first mortgage to make homeownership more affordable for income-eligible buyers.

Down payment assistance for first-time homebuyers, forgivable over time

Key Details

  • Up to $10,000 down payment assistance
  • First-time homebuyers only
  • Income limits apply by household size
  • Forgivable second mortgage
  • Must purchase in New Jersey including Belleville

How to Apply

A grant-savvy contractor in Belleville, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Belleville, NJ

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