Home Improvement Grants in Belleville.

Find grants, rebates, forgivable loans, and free programs for Belleville, IL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Belleville, IL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Belleville Owner-Occupied Housing Rehabilitation Program

Provides comprehensive home rehabilitation for income-qualified owner-occupants in Belleville. Loan is forgiven after 5 ...

Home Repair
Up to $10,000 grant

Belleville Emergency Home Repair Grant

Provides emergency home repairs for health and safety hazards for Belleville owner-occupants with income at or below 50%...

Emergency
Up to $15,000 grant

Belleville ADA Home Accessibility Modification Grant

Provides accessibility modifications for elderly and disabled owner-occupants in Belleville with income at or below 80% ...

Seniors & Disability
50/50 cost share up to $8,000

Belleville Sewer Lateral Repair Program

Cost-sharing program for repair or replacement of damaged private sewer laterals in Belleville. City covers 50% of costs...

Home Repair
Free weatherization services averaging $8,500

Illinois Weatherization Assistance Program (WAP)

Federally funded weatherization services for income-qualified Illinois households including Belleville. Provides compreh...

Weatherization
Forgivable loan up to $20,000

IHDA Emergency Home Repair Program

Provides emergency home repairs for single-family owner-occupied homes in Illinois. Forgivable loan after 3 years of con...

Emergency
Free lead hazard assessment and remediation

Illinois Lead Poisoning Prevention Program

Provides free lead hazard identification, assessment, and remediation for Illinois homes built before 1978 where a child...

Home Repair
Up to $1,200 in rebates

Ameren Illinois Home Energy Rebate Program

Provides rebates for qualifying energy efficiency improvements including HVAC upgrades, insulation, air sealing, and sma...

Weatherization
Up to $400 rebate

Ameren Illinois HVAC Rebate

Cash rebate for purchase and installation of qualifying high-efficiency central air conditioners and heat pumps. Must me...

Weatherization
Free energy efficiency upgrades

Ameren Illinois Income-Qualified Energy Efficiency

Free comprehensive energy efficiency services for income-qualified Ameren Illinois customers. Includes home energy asses...

Energy
Up to $1,000 rebate

Ameren Illinois Heat Pump Rebate

Enhanced rebate for installation of qualifying electric heat pumps (air source or geothermal). Higher rebate amounts for...

Weatherization
$100 rebate

Ameren Illinois Smart Thermostat Rebate

Instant $100 rebate on purchase and installation of qualifying smart thermostats from participating retailers. Eligible ...

Weatherization
Varies by system size

Ameren Illinois Solar Renewable Energy Credit Program

Provides renewable energy credits (SRECs) for homeowners who install solar PV systems. Credits are paid upfront to reduc...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Belleville to repair, improve,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their disability needs. Available for ve...

Veterans
Forgivable loan up to $30,000

St. Clair County HOME Investment Partnerships

Federally-funded HOME program providing home rehabilitation assistance to low-income homeowners in St. Clair County. For...

Home Repair
Down payment assistance up to $15,000

St. Clair County First-Time Homebuyer Program

Provides down payment and closing cost assistance to first-time homebuyers in St. Clair County with income at or below 8...

Homebuyer
Defer property taxes above 3% of income

Illinois Senior Citizens Real Estate Tax Deferral

Allows homeowners age 65+ to defer all or part of property taxes and special assessments that exceed 3% of total househo...

Property Tax Relief
Reduces taxable assessed value by $6,000

Illinois Homestead Exemption

General homestead exemption that reduces the equalized assessed value (EAV) of owner-occupied residential property by $6...

Property Tax Relief
Additional $5,000 reduction in assessed value

Illinois Senior Citizens Homestead Exemption

Additional homestead exemption for homeowners age 65 and older. Reduces equalized assessed value by an additional $5,000...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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