WHEDA Easy Close Home Loan

Wisconsin Housing and Economic Development Authority

Available Down Payment

About This Program

First mortgage product with optional down payment assistance for first-time and qualified repeat buyers in Wisconsin. Offers competitive interest rates and up to $5,000 in down payment assistance. Available through participating lenders.

Down payment assistance is a second mortgage, forgiven after 5 years

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $5,000
  • Competitive interest rates on first mortgage
  • For first-time and repeat buyers
  • Income limits vary by county
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Beloit, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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