Find grants, rebates, forgivable loans, and free programs for Belton, TX, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Belton, TX, with individual awards up to $417,000. 6 programs target seniors, 4 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency upgrades to income-qualified households in Bell County. Servic...
Provides down payment and closing cost assistance for first-time homebuyers in Texas. Must complete homebuyer education ...
Provides below-market fixed-rate home loans to Texas veterans and active-duty military. Offers competitive rates, flexib...
Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mode...
Helps veterans with certain service-connected disabilities adapt or purchase an adapted home. Eligible veterans must hav...
Helps veterans with certain service-connected disabilities adapt their family member's home where they reside. For veter...
Provides emergency and minor home repairs for senior homeowners age 60+ in Bell County with limited income. Covers essen...
Provides rebates and incentives for energy-efficient home upgrades to Oncor customers in Belton. Includes rebates for HV...
Rebate for installing high-efficiency electric heat pump systems that meet or exceed minimum SEER2 and HSPF2 ratings. Av...
Offers rebates for energy-efficient natural gas appliances and equipment including high-efficiency furnaces, tankless wa...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Applies to solar panels, in...
CDBG-funded program providing major home repairs and rehabilitation for low-income owner-occupied homes in Belton city l...
Provides grants for accessibility modifications to homes occupied by persons with disabilities in Belton. Covers wheelch...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under 6 y...
Property tax exemptions for homeowners age 65+ or with qualifying disabilities in Bell County. Reduces taxable home valu...
Net metering program that credits residential solar customers for excess electricity sent back to the grid. Credits appe...
Financial assistance for low-income homeowners to repair or replace private sewer laterals from the home to the city mai...
HUD Community Development Block Grant - Disaster Recovery (CDBG-DR) program for Texas homeowners affected by federally d...
Federal HOME Investment Partnerships Program funds for owner-occupied rehabilitation in Bell County. Provides forgivable...
Provides financial assistance to low-income homeowners for emergency water service line repairs from the home to the cit...
Federal tax credit for purchasing a new ENERGY STAR certified home that meets strict energy efficiency requirements. Cre...
Nonprofit providing free critical home repairs to low-income homeowners, particularly seniors, veterans, and persons wit...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Belton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Belton, 18 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.