Missouri First Place Loan Program

Missouri Housing Development Commission

Available Down Payment

About This Program

Down payment assistance loan for first-time homebuyers in Missouri. Forgivable second mortgage loan to help with down payment and closing costs. Works with MHDC mortgage products.

Forgivable loan, no repayment if you stay in the home 5 years

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $8,000 down payment assistance
  • For first-time homebuyers
  • Income limits apply (up to 120% AMI)
  • Forgivable loan, forgiven after 5 years
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(816) 759-6600

A grant-savvy contractor in Belton, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

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