My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Statewide program providing down payment and closing cost assistance for first-time homebuyers in Texas. Combines a 30-year fixed-rate first mortgage with a zero-interest second lien for down payment assistance. Must complete homebuyer education and meet income limits.

Down payment assistance amount varies by income, loan amount, and targeted area status

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $15,000
  • Must be first-time homebuyer or veteran
  • Income limits apply based on county
  • Zero-interest deferred second lien
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Benbrook, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Benbrook, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs