Find grants, rebates, forgivable loans, and free programs for Berkley, MI, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Berkley, MI, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by Michigan DHHS that provides free energy efficiency improvements to income-quali...
MSHDA provides forgivable loans for critical home repairs to owner-occupied households with incomes up to 120% AMI. Loan...
State program funded by HUD to eliminate lead hazards in homes built before 1978 where children under 6 reside. Services...
CDBG-funded emergency repair grants for owner-occupied homes in Oakland County with urgent health and safety hazards. Pr...
CDBG-funded forgivable loans for comprehensive home rehabilitation in Oakland County. Available to owner-occupants with ...
CDBG grant for home modifications that improve accessibility for residents with disabilities or mobility limitations. Co...
Free in-home energy analysis for DTE electric and gas customers. Technicians provide instant energy-saving products (LED...
DTE offers rebates for high-efficiency HVAC equipment including furnaces, central air conditioners, and heat pumps. Reba...
Rebates for attic, wall, and basement insulation upgrades. DTE requires a Home Energy Analysis prior to insulation work ...
Rebates for energy-efficient gas and electric water heaters. Higher rebates available for heat pump water heaters. Must ...
Rebate for purchase and installation of qualifying smart thermostats. Must enroll in DTE's Energy Bridge program and all...
Rebate for purchase and installation of Level 2 home EV charging stations. Must be installed by a licensed electrician. ...
Federal Investment Tax Credit (ITC) provides 30% tax credit for residential solar installations through 2032. DTE offers...
USDA provides low-interest loans (1% fixed) and grants to very-low-income homeowners in eligible rural areas to repair o...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...
Grant for veterans with certain service-connected disabilities to adapt a home to their needs. Eligible for veterans wit...
HUD HOME funds administered by Oakland County for comprehensive rehabilitation of owner-occupied homes. Available to hou...
Grant program specifically for seniors age 60+ in Oakland County to address minor home repairs and safety modifications....
City of Berkley offers low-interest financing for private water and sewer lateral repairs and replacements. Property own...
Michigan offers a 25% state income tax credit for qualified rehabilitation of historic buildings. With 50% pre-war housi...
Michigan Saves provides low-interest loans for energy efficiency and renewable energy home improvements. No income limit...
Michigan Homestead Property Tax Credit provides relief to seniors, disabled individuals, and low-income households. Cred...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Berkley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Berkley, 14 programs do not require repayment, 3 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.