Find grants, rebates, forgivable loans, and free programs for Beverly, MA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Beverly, MA, with individual awards up to $500,000. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs and rehabilitation for owner-occupied homes in Beverly. Loan is forgi...
Emergency repair grant for immediate health and safety hazards in owner-occupied homes. Available to Beverly residents w...
State-funded lead paint removal and abatement for homes built before 1978 in Beverly with children under 6 or pregnant w...
Grant to modify homes for accessibility for disabled or senior residents of Beverly. Covers ramps, widened doorways, acc...
Allows Beverly seniors age 60+ to work for the City in exchange for property tax credits. Participants work up to 125 ho...
Rebates for installing air-source or ground-source heat pumps in Beverly homes served by National Grid or Eversource. In...
Mass Save pays 75% to 100% of the cost of insulation upgrades for Beverly homes after a no-cost energy assessment. Incom...
Low-interest loans for residential solar panel and battery storage installations in Beverly. Loans up to $65,000 with in...
Massachusetts SMART program provides per-kilowatt-hour incentive payments for solar energy generated by residential syst...
Federal Investment Tax Credit (ITC) provides a 30% tax credit for residential solar panel and battery storage installati...
Federally funded weatherization program providing free energy efficiency upgrades for income-eligible Beverly households...
Low-interest loan program for septic system repair, replacement, or upgrade in Beverly. Loans up to $25,000 with competi...
Low-interest loans for environmental assessment and cleanup of contaminated residential properties in Beverly. Supports ...
State income tax credit equal to 20% of qualified rehabilitation expenditures for income-producing historic properties i...
Rebates for high-efficiency water heaters and plumbing fixtures in Beverly homes. Includes up to $600 for ENERGY STAR he...
Grant for very low-income seniors age 62+ in eligible rural areas of Beverly to remove health and safety hazards. Maximu...
Low-interest (1%) loan for very low-income homeowners in eligible rural areas of Beverly to repair, improve, or moderniz...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home in Beverly for w...
Grant for eligible veterans with certain service-connected disabilities to modify a home in Beverly for accessibility. F...
State-funded rental assistance vouchers for very low-income households in Beverly. Vouchers pay the difference between 3...
Federal rental assistance vouchers administered through regional housing authorities for very low-income Beverly residen...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Beverly, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Beverly, 17 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.