Find grants, rebates, forgivable loans, and free programs for Bloomington, MN, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bloomington, MN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs and rehabilitation for income-qualified owner-occupied homes in Bloomin...
Provides emergency grants for critical home repairs that pose immediate threats to health and safety for very low-income...
Provides forgivable loans for accessibility modifications to enable aging in place or accommodate disability needs for i...
Assists income-qualified homeowners with the cost of repairing or replacing privately-owned sewer lateral lines from the...
Federally-funded weatherization program administered by the State of Minnesota that provides free energy efficiency impr...
Low-interest loan program for home improvements and repairs for Minnesota homeowners. Loans available up to $50,000 with...
State-funded program to reduce lead-based paint hazards in homes built before 1978 where children under 6 reside or visi...
In-home energy assessment and immediate improvements including LED bulbs, programmable thermostat, faucet aerators, air ...
Rebate for professional air conditioning tune-up performed by participating contractor. Helps ensure efficient operation...
Rebates for installing ENERGY STAR certified high-efficiency natural gas furnaces. Amount varies based on AFUE rating: $...
Rebates for installing cold-climate air source heat pumps for whole-home or supplemental heating. Rebates range from $80...
Rebates for ENERGY STAR certified natural gas storage water heaters ($100) or high-efficiency tankless water heaters ($4...
Rebates for adding insulation to attic, walls, or basement. Requires energy audit first. Rebate covers 50% of project co...
Performance-based incentive for residential solar panel installations. Xcel pays per kilowatt-hour produced over 10 year...
Natural gas equipment and weatherization rebates for CenterPoint customers. Includes furnaces, boilers, water heaters, p...
Hennepin County program to remove lead paint hazards in homes built before 1978 where children under age 6 live. Service...
Low-interest loan program for repairing or replacing failing septic systems in Hennepin County. Loans up to $30,000 with...
Grants for very low-income homeowners age 62+ to remove health and safety hazards in eligible rural areas near Bloomingt...
Low-interest loans up to $40,000 at 1% fixed rate for very low-income homeowners in eligible rural areas to repair, impr...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability...
Grants for veterans with certain service-connected disabilities to modify a home for disability access. For veterans wit...
Deferred, forgivable loans for low-income homeowners to rehabilitate and improve owner-occupied single-family homes. Loa...
Weatherization assistance for enrolled tribal members and households on tribal lands in Minnesota. Services include insu...
Grants for accessibility modifications to homes occupied by persons with disabilities. Covers wheelchair ramps, accessib...
Forgivable loans for homeowners age 62 and older to make needed repairs and accessibility improvements to age in place s...
Helps low-income Minnesota households pay heating bills during winter months. Benefit amount based on household size, in...
Minnesota law exempts the added property value from solar energy systems from property taxes. Solar installation increas...
Federal tax credit covering 30% of the cost of solar panel installation, including equipment, labor, and battery storage...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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32 programs are currently listed for Bloomington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bloomington, 18 programs do not require repayment, 4 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.