Home Improvement Grants in Blue Springs.

Find grants, rebates, forgivable loans, and free programs for Blue Springs, MO, filtered to your situation.

As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Blue Springs, MO, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 22 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Missouri Weatherization Assistance Program (WAP)

State-funded weatherization program that provides free energy efficiency improvements to income-eligible Missouri homeow...

Weatherization
Up to $15,000 forgivable loan

MHDC Community Housing Assistance Program (CHAP)

Missouri state program offering forgivable loans for home repairs to income-eligible homeowners. Loans are forgiven afte...

Home Repair
Free lead hazard removal

Missouri Lead-Safe Home Program

State program providing free lead hazard control services for homes built before 1978 where children under 6 reside. Pri...

Home Repair
Up to $30,000 forgivable loan

Jackson County Owner-Occupied Rehabilitation Program

Jackson County HOME-funded program providing forgivable loans for major home repairs to low-income owner-occupants in Bl...

Home Repair
Up to $15,000 grant

Jackson County ADA Home Modification Program

Jackson County program providing grants for accessibility modifications to homes occupied by persons with disabilities. ...

Seniors & Disability
Up to $1,000 rebate

Evergy Heat Pump Rebate

Evergy rebate for qualified heat pump installations in Blue Springs. Rebate amount varies by efficiency rating (SEER/HSP...

Weatherization
Up to $500 rebate

Evergy Home Insulation Rebate

Evergy rebate for adding insulation to existing homes in Blue Springs. Rebate covers attic, wall, and floor insulation t...

Weatherization
Up to $125 rebate

Evergy Smart Thermostat Rebate

Evergy rebate for qualified smart thermostats installed in Blue Springs homes. Eligible models include Nest, Ecobee, Hon...

Weatherization
Up to $900 rebate

Spire High-Efficiency Furnace Rebate

Spire rebate for qualified high-efficiency natural gas furnaces in Blue Springs. Rebate amount depends on AFUE rating (9...

Weatherization
Up to $600 rebate

Spire Natural Gas Water Heater Rebate

Spire rebate for qualified natural gas water heaters including tankless and high-efficiency tank models. Rebate amounts ...

Weatherization
State tax credit available

Missouri Solar Energy Tax Credit

Missouri state tax credit for residential solar installations. Homeowners can claim a state tax credit in addition to th...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar panel systems, including installation, for homes in Blu...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas near Blue Spr...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to construct or modify a home to meet disability needs...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers bathroo...

Veterans
Up to $35,000 forgivable loan

Jackson County HOME Investment Partnerships

HUD HOME-funded program providing forgivable loans for major home rehabilitation to low-income homeowners in Jackson Cou...

Home Repair
Up to $1,100 annual credit

Missouri Property Tax Credit (Circuit Breaker)

Missouri state program providing property tax or rent credit refunds to qualifying seniors (age 65+) and 100% disabled p...

Property Tax Relief
Freezes assessed value

Missouri Senior Property Tax Freeze

Missouri law allowing qualifying seniors age 62+ to freeze their property's assessed value for property tax purposes. Pr...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Blue Springs

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Frequently asked questions

What home improvement grants are available in Blue Springs, MO?

22 programs are currently listed for Blue Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Blue Springs have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Blue Springs, 13 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Blue Springs?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.