Find grants, rebates, forgivable loans, and free programs for Bonham, TX, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bonham, TX, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered by TDHCA through Fannin County Community Action Agency. Provides fr...
Provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize their homes. Gra...
Federal HOME program administered by TDHCA provides funds to rehabilitate owner-occupied homes for low-income households...
Oncor offers rebates for residential customers who install high-efficiency HVAC systems. Rebates range from $400 to $2,5...
Rebate program for Oncor customers who add attic or wall insulation to improve home energy efficiency. Must use particip...
Rebate for residential customers who install ENERGY STAR certified heat pump water heaters. Heat pump water heaters use ...
Atmos Energy offers rebates to residential natural gas customers who install high-efficiency natural gas furnaces with A...
Rebate for Atmos Energy residential customers who install ENERGY STAR certified tankless natural gas water heaters. Tank...
Oncor provides rebates for residential solar panel systems installed by approved contractors. Rebates are based on syste...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their adaptive need...
Grant for veterans with blindness in both eyes or loss/loss of use of hands to adapt a home to meet their needs. Covers ...
Provides grants to seniors age 60+ and disabled homeowners in Fannin County to make accessibility modifications that all...
Texas homeowners can exempt at least $40,000 of home value from school district property taxes. Seniors 65+ and disabled...
Texas homeowners age 65 or older, or disabled, may defer property taxes on their homestead. Taxes accrue 5% interest ann...
Texas disabled veterans receive partial to total property tax exemption based on disability rating. 10-29% disabled: $5,...
State program funded through HUD to identify and remediate lead-based paint hazards in homes built before 1978. Priority...
State program providing emergency repair grants to low-income homeowners facing critical health and safety issues. Cover...
Owner-occupied rehabilitation program serving Fannin County through TCOG. Provides forgivable loans for major home repai...
Assistance program for low- to moderate-income Fannin County homeowners to repair or replace failing septic systems. Fun...
Grant program for low-income Bonham homeowners to repair or replace broken water service lines from the main to the home...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Bonham, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bonham, 16 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.