Find grants, rebates, forgivable loans, and free programs for Borger, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Borger, TX, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs and rehabilitation for owner-occupied households in Borger with income at or below 80% AMI. ...
Federally funded weatherization program administered locally by Panhandle Community Services. Provides free energy effic...
Xcel Energy offers rebates for comprehensive home energy efficiency improvements including insulation, air sealing, duct...
Discounted professional air conditioning tune-up service for Xcel Energy electric customers. Licensed technician perform...
Rebate for installing qualifying high-efficiency air-source or ground-source heat pump systems. Must meet minimum effici...
Texas state law exempts the added property value of solar panel systems from property taxes. Homeowners installing solar...
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize...
Grants up to $10,000 for very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Funds do...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disabilities. ...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Also ...
Texas HOME Investment Partnership Program funds administered through local non-profits provide emergency home repairs fo...
Texas homeowners age 65 or older qualify for an additional $10,000 homestead exemption on their property taxes. Once gra...
Texas homeowners with disability determination from Social Security or railroad retirement qualify for an additional $10...
Emergency financial assistance for low-income households facing housing crisis including critical home repairs, utility ...
Financial assistance for low-income homeowners to repair or replace private water service lines and sewer laterals from ...
CDBG-funded grant program to make accessibility modifications for disabled and elderly homeowners. Covers ramps, widened...
Federal income tax credit equal to 20% of annual mortgage interest paid, reducing federal tax liability dollar-for-dolla...
Low-interest construction loan program for very low-income Texas residents to build or substantially repair their own ho...
Free lead-based paint inspections and risk assessments for homes built before 1978, especially those with children under...
Get $75 for recycling your working spare refrigerator or freezer. Xcel Energy picks up the old appliance at no charge an...
Rebate for purchasing and installing qualifying high-efficiency evaporative coolers in Texas panhandle climate. Evaporat...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Borger, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Borger, 16 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.