Find grants, rebates, forgivable loans, and free programs for Bowling Green, KY, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bowling Green, KY, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs for low- to moderate-income owner-occupied households in Bowling Gree...
Provides emergency grants for critical home repairs posing immediate health or safety threats to very low-income homeown...
Provides grants for accessibility modifications for low- to moderate-income homeowners with disabilities in Bowling Gree...
Federally-funded weatherization program serving low-income households in Warren County. Provides free energy audits, ins...
State-funded forgivable loan program for necessary home repairs for low- to moderate-income Kentucky homeowners. Loan is...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Warren County. Prior...
Provides grants to low-income homeowners in Bowling Green for repair or replacement of failing private sewer laterals. P...
Kentucky Utilities offers comprehensive home energy audits identifying opportunities to reduce energy consumption. Basic...
Rebate for installation of qualifying high-efficiency electric heat pumps in KU service territory. Rebate amount varies ...
Rebate program for installation of qualifying high-efficiency electric water heaters, including heat pump water heaters....
Rebate for purchase and installation of qualifying smart thermostats that enable energy management and demand response. ...
Rebate for adding insulation to attics, walls, floors, or crawl spaces in electrically heated homes. Must meet minimum R...
Grants for very low-income homeowners age 62+ in eligible rural areas of Warren County to repair, improve, or remove hea...
Low-interest (1%) loans up to $40,000 for very low-income homeowners in eligible rural areas of Warren County to repair,...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt their permanent residence to meet accessibility needs. ...
HUD HOME-funded forgivable loan for substantial rehabilitation of owner-occupied homes for low-income homeowners in Bowl...
Provides grants to low-income seniors age 60+ in Warren County for minor home repairs and accessibility modifications. P...
Low-interest loan program for Kentucky homeowners to finance energy efficiency and renewable energy improvements. Compet...
State-funded emergency repair assistance for homeowners affected by federally-declared disasters in Kentucky. Program ac...
Kentucky property tax exemption for homeowners age 65+ or those who are totally disabled with annual household income be...
Federal tax credit equal to 30% of the cost of installing solar panels, battery storage, or geothermal heat pumps. Avail...
Federally-funded assistance with home heating and cooling costs for low-income households in Warren County. Provides dir...
Emergency heating or cooling assistance for low-income households facing utility disconnection or heating/cooling system...
Forgivable loan program for substantial rehabilitation of deteriorating homes in targeted Bowling Green neighborhoods. A...
Grant and technical assistance for preservation of historic properties in Kentucky, including those in Bowling Green's h...
FHA-insured mortgage that combines home purchase or refinance with renovation costs in a single loan. Available through ...
Conventional renovation loan that finances both home purchase or refinance and renovations in a single mortgage. Availab...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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32 programs are currently listed for Bowling Green, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bowling Green, 20 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.