USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very-low-income rural homeowners for repairs, improvements, and accessibility modifications. Grants available only to homeowners age 62+ who cannot afford loan repayment. Bozeman qualifies as a rural area.

Grant portion for seniors 62+; loan available to all income-qualified

Key Details

  • Loans up to $40,000 at 1% interest, 20-year term
  • Grants up to $10,000 for seniors 62+ only
  • Income at or below 50% area median income
  • Must own and occupy home in rural area
  • Repairs must remove health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(601) 965-4325

A grant-savvy contractor in Bozeman, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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