Home Improvement Grants in Bremerton.

Find grants, rebates, forgivable loans, and free programs for Bremerton, WA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bremerton, WA, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Washington State Weatherization Assistance Program (WAP)

Federally funded program that provides free energy-efficiency upgrades to income-qualified households. Services include ...

Weatherization
Forgivable loan up to $35,000

Bremerton Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home rehabilitation for low-income owner-occupied homes in Bremerton. Loan is forgiv...

Home Repair
Up to $10,000 grant

Bremerton Emergency Home Repair Grant

Provides emergency grants for critical home repairs that pose immediate threats to health and safety for very low-income...

Emergency
Up to $15,000 for accessibility

Bremerton Home Accessibility Modification Program

Provides grants for accessibility modifications to help disabled and elderly residents age in place safely. Covers ramps...

Seniors & Disability
Up to $3,000 rebate

Puget Sound Energy Heat Pump Rebate

Rebates for installing qualifying ductless or ducted heat pumps in PSE electric service territory. Enhanced rebates avai...

Energy
Up to $2,500 in rebates

PSE Home Energy Efficiency Rebates

Rebates for energy-efficient upgrades including insulation, air sealing, windows, and water heaters. Customers must comp...

Weatherization
Up to $800 per appliance

PSE High-Efficiency Appliance Rebates

Rebates for purchasing ENERGY STAR certified appliances including heat pump water heaters, clothes dryers, smart thermos...

Energy
Up to $8,000 low-interest loan

Bremerton Sewer Lateral Repair Program

Low-interest loan program to help homeowners repair or replace failing sewer laterals. Loan is repaid through utility bi...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their needs. Available for ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet disabi...

Veterans
Loans up to $50,000 for energy upgrades

Washington State Energize Program

Unsecured loans for energy efficiency and renewable energy upgrades to homes. Covers solar panels, heat pumps, insulatio...

Solar/Renewable
Up to $1,200 annually

Kitsap County Senior Chore Program

Provides minor home maintenance and chore services for low-income seniors 60+ in Kitsap County. Services include minor r...

Seniors & Disability
Up to $5,000 annual incentive

Washington Solar Renewable Energy System Tax Incentive

Annual production incentive for solar electricity systems installed in Washington. Incentive paid per kilowatt-hour of e...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a solar energy system, including equipment and installation. A...

Solar/Renewable
100% sales tax exemption

Washington Solar Sales Tax Exemption

Exempts purchasers of residential solar energy systems from paying Washington state sales tax. Applies to equipment and ...

Solar/Renewable
100% property tax exemption

Washington Solar Property Tax Exemption

Exempts renewable energy systems from property tax valuation in Washington. Solar panels, wind turbines, and other renew...

Solar/Renewable
Up to $50,000 forgivable loan

Washington State HOME Rehabilitation Program

Federally funded HOME program providing rehabilitation assistance for owner-occupied homes. Addresses health, safety, an...

Home Repair
Up to 100% exemption on excess levies

Washington Senior Citizen Property Tax Exemption

Exempts qualifying seniors 61+, disabled persons, and veterans from excess property tax levies. Income must be $55,000 o...

Property Tax Relief
Defer all property taxes

Washington Property Tax Deferral Program

Allows qualifying homeowners 60+, retired due to disability, or veterans with service-connected disabilities to defer pa...

Property Tax Relief
Up to $5,000 emergency grant

Kitsap County Emergency Home Repair

Emergency home repair assistance for low-income homeowners in Kitsap County facing immediate health and safety hazards. ...

Emergency

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Bremerton

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Frequently asked questions

What home improvement grants are available in Bremerton, WA?

25 programs are currently listed for Bremerton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Bremerton have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bremerton, 17 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Bremerton?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.