Utah Housing Corporation FirstHome Loan

Utah Housing Corporation

Available Down Payment

About This Program

Below-market interest rate mortgage loans for first-time homebuyers in Utah. Can be combined with down payment assistance grants of 3-5% of purchase price. Income and purchase price limits apply based on county.

Typical down payment assistance grant is 4% of home purchase price

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market interest rates for first-time buyers
  • Down payment assistance 3-5% of purchase price
  • Income limits: $117,800 (Box Elder County)
  • Purchase price limit: $510,000 (Box Elder County)
  • Apply through approved participating lenders

How to Apply

A grant-savvy contractor in Brigham City, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program, apply through approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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