CHFA First-Generation Homebuyer Down Payment Assistance

Colorado Housing Finance Authority

Available Down Payment

About This Program

Provides down payment and closing cost assistance to first-generation homebuyers (neither parent owned a home) purchasing in Colorado. Includes a first mortgage loan at competitive rates combined with a second forgivable loan.

Down payment assistance loan forgiven after 5 years of occupancy

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $20,000 in down payment assistance
  • For first-generation homebuyers
  • Loan forgiven after 5 years
  • Income limits apply (varies by county)
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Brighton, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Brighton, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs