Tennessee Mortgage Credit Certificate (MCC)

Tennessee Housing Development Agency

Available Down Payment

About This Program

Federal tax credit equal to 20% of annual mortgage interest paid, reducing federal income tax liability. Can be combined with THDA Great Choice loans for maximum benefit.

Annual tax credit equals 20% of mortgage interest paid

Key Details

  • 20% of mortgage interest as federal tax credit
  • Available for first-time and qualified repeat buyers
  • Can combine with down payment assistance
  • Income and purchase price limits apply
  • Credit renews annually for life of mortgage

How to Apply

Get free help applying Visit Official Program Page Track this program

(615) 815-2200

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Deadline: Rolling, subject to availability

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